Use this Official 181 Day counter so that you can see when you can take your driver's test.
Remember: Everyone must hold their Beginner Permit for 180 days before trying for their Conditional License regardless of age.
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Special Restricted License with a Waiver for a 16-year-old Driver
If you are 16 and have a Special Restricted or Conditional license, you may be eligible for a Special Restricted license with a waiver. The Special Restricted license with a waiver allows you to drive by yourself until midnight if you work or participate in certain extracurricular activities.
To& get a Special Restricted license with a waiver, you must do all of the following:
Complete the Application for a Driver's License, Beginner's Permit, or ID (SCDMV Form 447-NC)
Bring a letter from ;your school, vocational training, church, work, or extracurricular activity that says you need this waiver
Bring a letter from your parent or legal guardian that says your parent or legal guardian is allowing you to have the waiver and why you need this license
Pass a vision test
South Carolina teens driving on their beginner’s permits with a licensed adult supervising them do not need to have their own insurance policies. Once they start driving on their own, however, teens need insurance, so you will want to explore options to keep these costs reasonable.
SAVING MONEY ON CAR INSURANCE
Because the risk of a crash is significantly higher for young drivers, particularly during the first year of driving, your teen’s insurance rate likely will be higher than your own. Here are a few strategies to help you reduce insurance costs both now and once you add your teen driver.
Raise deductibles to lower premiums. Ask your auto insurance representative how much you could save by increasing your deductible. If you file a claim after raising your deductible, you’ll pay a larger share of the costs.
Investigate discounts. Many insurers offer discounts for students with a “B” or higher grade average and for teens who complete driver education or defensive driving courses.
Share vehicles. How you classify your new driver—as the main or an occasional driver of one vehicle, for example, will affect auto insurance premiums, so consider sharing vehicles.
Just say “no” to sports cars and SUVs. The kind of car your teen drives can impact safety. Many experts agree that mid-sized sedans are the best choice for teens. Small cars don’t offer as much protection in crashes, sporty cars may encourage speeding or recklessness, and SUVs and pick-up trucks are more difficult to maneuver and more likely to have roll-over crashes.
Practice, practice, practice. Now is the time to drive a lot with your teen under varied conditions so there will be fewer surprises (and potential crashes) when you’re no longer in the vehicle.
Be involved. Research shows that teens with more involved parents get fewer tickets and engage in less risky driving. Avoiding tickets and crashes will help keep your insurance rates down. A parent-teen driving agreement can help you set rules and stay involved.
CAR INSURANCE REQUIREMENTS IN SOUTH CAROLINA
All South Carolina drivers are required to have auto insurance at the minimum levels of $25,000 per person for bodily injury, $50,000 per collision for bodily injury and $25,000 for property damage (25/50/25). Auto insurance companies in South Carolina determine rates on factors such as your driving record, how long you’ve been a licensed driver, how much you drive, where you live and what you drive.